Body by Vi Challenge Beats Growth Expectations

The Body by Vi Challenge continues to beat growth expectations, even after a full year of fast expansion!

Body by Vi

Any growth in today’s economy is a good thing, and pretty rare.  Most industries aren’t growing at all!

So double digit growth, month after month, for over a year — well that’s phenomenal.

And that is exactly what Visalus Sciences has been doing … for over a year now.  Since launching the Body by Vi Challenge in 2009, the company has been enjoying double digit growth, every month!

 

Body by Vi Challenge

It’s all about the Challenge.  The Body by Vi 90 Day Challenge is the fastest growing health transformation challenge in north america.

The reason?   It WORKS!

People lose weight and get fit and transform their bodies 90 days at a time.  When a product works as well as this one — people notice.  And people tell their friends too!

Over 80,000 people joined the challenge last month alone.  And that trend is increasing!

The growth is exponential, and that makes this company one that you should check out right now.

 

Visalus Sciences

The company behind the products depends on solid science to deliver the best products and results.  It’s solid science, not a fad.  One more reason to look at this company.

Why the explosive growth?  The products work and they work well … but it’s more than that.

The marketing works well too.  Put it together and you have products that people want to buy for the personal benefit, plus marketing that helps get the products noticed, plus a strong growth company, and it’s no wonder people are looking at Visalus Sciences as a great business opportunity.

 

Body by Vi as a Business

Body by Vi Business owners earn money quickly because the marketing is eye-catching, the products are a cut above the competition, and Visalus supports the entrepreneurial spirit!

Who wants to drive a BMW?

Body by Vi BMW

Everyone!   Of course, we all want a shiny new car ( I know I do!)

But the point is not the car, though that would be reason enough to get on board.  The main point is that the earnings incentives are created to favor individual business owners.

80% of active Body by Vi distributors earn $500-$1000 per month!

That means that MOST active distributors are actually earning money!   This is a company that actually makes a difference in the lives of it’s distributors!

Do you need a financial turnaround?  Could you use a cash flow bump?  Would $1000 a month make a difference to your family’s financial situation?

Learn more about Earning Money, Winning Prizes, and Joining the Bimmer Club at  Body by Vi Business Site

Best-Marketing-Strategies.com is Helping Motivated Entrepreneurs Succeed

Not long ago, I announced the launch of

www.Best-Marketing-Strategies.com

www.Best-Marketing-Strategies.com

I’m an Online Business and Marketing Strategist – I show entrepreneurs how to accelerate online success.  This my new website and I’ve been putting my tips and information and resources there.

What has been amazing is the high number of people who are starting a second career as a business owner.  I specialize in business building with motivated entrepreneurs.  I am amazed at the number of people I have been able to work with that are either trying to start their own business as a second revenue stream or an alternate retirement plan.

I’ve talked in this blog about how important it is to have multiple streams of income, to control your own financial health, and how much financial sense it makes to own your own business.

But it’s not easy – and it doesn’t matter if you are talking about a traditional business or an online business or a direct marketing business.   It takes effort to start a successful business and see it through the first few crucial years.

That’s why I started Best-Marketing-Strategies.com — to help the Motivated Entrepreneurs get started right, get traction fast, and survive a business startup.

Find Marketing Strategies plus all the tools and guidance for Entrepreneurs and Business Owners to drive traffic and make money.   I’ve started businesses and have years of experience in starting, running, and growing businesses – both online and offline – follow my lead.

I still offer some individual business coaching and for the qualified, motivated, entrepreneur, mentoring may be the right option.

Visit this site now, and bookmark it!

Michael Wilson’s Best Marketing Strategies

Personal Finances – Taking Control is Easier Than You Think

What is the first step in financial success?

Experts agree that a personal financial budget is a critical first step. Organizing your finances, making sure you know how much you earn and how much you spend, is the very first step.

But let’s face it, for most people … That’s Just Boring!

Not many people say, “Hey, I think I’ll go balance the checkbook … that will be fun”

(no offense to people that like budgeting, I’m happen to be one of those people myself – we’re just not in the majority)

We do it because we have to, it serves a purpose. And in today’s economy, when money is tight – even the ‘budgeting is fun’ people of the world are hesitant to look at the numbers.

I found a way to put organizing my finances and budgeting into an entirely different light. I starting doing “Cash Flow Coaching” rather than balancing my checkbook and crunching numbers on my own.

Here’s what happened. I felt like I wasn’t climbing uphill, in the dark, alone. I started focusing on Solutions and Options and Opportunities. This wasn’t like the budgeting I remember!

Now, to be fair, some people that choose Cash Flow Coaching actually will be climbing uphill, if that’s your financial reality today, but you won’t be alone and it won’t be in the dark.

Even when I used a Certified Financial Planner, the focus wasn’t on gaining control of my finances it was on retirement, or health insurance, or “The Plan”. Don’t get me wrong, I’m quite interested in all of those things.

But until a person has control of their personal finances, are organized, and understand their financial reality, it is almost impossible to create a plan or visualize a successful financial future.

So, I agree with the experts: Budget Control is Critical

I’ve found that it is some much easier, faster, and more effective if I enlist the help of someone that is truly focusing on this first step with me. That’s where Cash Flow Coaching comes in. It makes taking control easier that I thought possible.

I’ve talked about it in this blog before and introduced a couple of experts. Well, they are at it again with another information session.

Here’s how to register for free:

Cash Flow Coaching: The Path to Financial Wellness

Hope and Change start at home!

Date: Tuesday, September 8, 2009
Time: 7:00 PM – 8:00 PM EDT

The information they share gave me a different perspective on the First Step in Personal Financial Success. Just getting organized and knowing that you’ve got a budget and are in control is like a weight lifted off your shoulders.

Simply having a budget in place doesn’t change your financial situation … but it FEELS different! Once that step is taken, you can give yourself permission to take the next step with confidence. The next step may be addressing debt issues or uncovering unseen capabilities or planning for exciting possibilities … whatever it is, you’ll be ready to tackle it with the help of Your Cash Flow Coach!

Cash Flow Coaching is Accessible to Everyone

Cash Flow Coaching is the answer to the prayers of thousands of people struggling through this terrible economy.  It’s the ray of sunshine in an otherwise dark sky.

I’ll follow up with another blog post describing more about Cash Flow Coaching and what it is, but right now I want to make an opportunity available to everyone.

Let me introduce you to Gary Lowe, Your Cash Flow Coach, an expert in the area of money management.   Gary and his team offer an impressive service that delivers powerful concepts for taking control of your finances and puts them within reach of nearly every American.

He has a free webinar, so you can see and hear about the concepts over the course of about 30 or 40 minutes.  Usually they take questions at the end, so you can immediately figure out how to apply the ideas to your life.

The webinar is called:

Cash Flow Coaching: The Path to Financial Wellness

Hope and Change start at home!

Date:  Tuesday, August 25, 2009
Time:  7:00 PM – 8:00 PM EDT

Providing you with the ongoing education, coaching, and tools needed to navigate the new, complex, ever changing financial reality confronting Americans today.

Here is some of what they cover during the webinar:

  • Why your Parents Financial Lessons are No Longer Good Enough
  • How to Become Financially Organized
  • One Secret to Success that Everyone needs to be Financially Successful
  • Why Understanding Debt is Critical to Success
  • Three things you MUST do before you can Become Wealthy
  • 4 Basics Concepts for Managing and Eliminating Debt
  • How to Become Your Own Bank

Isn’t it about time someone gave us something to get excited about in our own financial world?

John Kach, the key presenter, puts complex ideas into simple terms and makes it all understandable.  It’s so refreshing and timely.  He invigorates people, even families that are struggling, with the realization that they CAN improve their financial future!

Reserve your Webinar seat now at:
https://www1.gotomeeting.com/register/239495008

After registering you will receive a confirmation email containing information about how to join the Webinar – it’s simple and free.

One last thing – not only is the webinar free, but if you qualify the Cash Flow Coaching is free too!   Something this good doesn’t come along too often – click the link above so you’ll have it on your calendar.

Earn While You Learn – More People Seeking Second Income

More people are looking for a job or a second income than at any time in recent memory.  Unemployment is at it’s highest in recent memory and projected to keep climbing even after the economy starts growing again.  An ideal situation is one where you can earn while you learn in your own business, especially since it is extremely hard to find a job, any job, today.

Everyone is well aware that the economy is in it’s worst shape in many years.  The fact is that this recession is more damaging to more groups of people than any since the Great Depression.  Previous recessions meant job losses, the same as we are seeing today, and that affects current workers directly.  But now we have a financial and mortgage crisis compounding the effects and directly affecting other groups as never before.

There are a huge number of people who have already retired and were not in the workforce when the recession hit.  So they didn’t lose their jobs.  But they did lose the value of their retirement savings.  In some cases, actually many cases, they lost so much that they are no longer ‘solvent’ in retirement.

This group of people often lost their home value as well as the value of their retirement, especially if any significant portion was invested in the stock market.  With 40% or even 60% losses in the stock markets, the power of retirement savings to fund retirement has dropped so low that many will run out of money significantly earlier than they predicted.   And they can’t borrow against their house; it’s value dropped at the same time.

Many people are out of work because they lost their job and many more people are suddenly needing a source of income to close the gap in their retirement savings.  And unemployment keeps on rising and is projected to rise well into next year.

One source of income, and one that many people are turning to today, is self employment.  A home based business as a second career is becoming very common for people trying to safeguard or rebuild their retirement savings.

Traditional employers are not hiring.  However, you will always hire yourself, and a home based business is a critical second source of income even for those lucky enough to find a job.  If you are a business owner, your success is your job security and you are the one in charge of your own success!

As I said before, an ideal situation is your own business that allows you to earn income from online marketing .  It is important to start earning as quickly as possible, not only to turn a profit, but also to fund your business startup.  Renegade Professional is a learning tool, teaching click by click methods for attracting customers online.  The techniques work for nearly any business, so it is an investment in yourself and your primary business.  It is also one of the few business opportunity that show you how to earn while you learn, generating revenue while you are mastering the skills it teaches.

Another resource is Smart Marketing Plans, a blog for anyone seeking a home based business as a second career.

Finally, here is a site listing many businesses and popular categories available for people seeking to become their own boss.  There are literally hundreds or thousands of businesses that people can start and operate themselves.  Many of these can be run from home and many have low startup costs.  Investigate all companies and opportunities carefully to make sure it is an ethical company that fits your needs.

In addition there are many ‘business in a box’ type offerings that appeal to people with desire, but no previous business experience.  These opportunities often provide a significant amount of support to help ensure a successful startup because the pay is typically in commissions and therefore a fast startup is critical.

Financial health is dependent on healthy earnings, so finding or creating a second stream of income is becoming more important to many families.

Fixed Annuities are Secure Investments of Choice

Stock market rallies and everyone can be happy about that!  Right?

Well, that is actually a two-part question.  Absolutely everyone is happy about the stock market gains of the last couple of weeks.  This rally puts us back to the levels we saw at the end of 2008 when the economy was in free fall.

Gaining back nearly all the losses in the first 4 months of the year is GREAT!  It’s fantastic!  It’s the new reality…

Well wait, that’s a little too much.  It’s great, in lowercase.  OK

The reality is that there are glimmers of hope, even good news on top of good news.  But what passes as good news these days is really ‘bad news that’s not as bad as before’.  So let’s not get carried away.  How about cautiously optimistic.

So who wants back in the market?   Long term money does.  So if you’ve got some of that, charge right in.  Most Americans are not in that position, so the Smart Money is looking for safe investments and is still very guarded.

If not the stock market, then where?   The big move is into guaranteed investments, like fixed annuities.   Why fixed annuities?  They are guaranteed against loss.   The primary concern now that so many people have lost so much money in the stock market.

The other enticing feature of some fixed annuities is they are indexed to the stock market, usually the S&P 500, but it could be other indicators.   And why is that a good thing?   It’s a good thing because it means they participate in the market gains.

There are many other benefits of fixed annuities, but protection against loss and returns significantly above CDs and Savings accounts have got many people looking at them to stabilize their retirement accounts.

Check with your Financial Advisor or get more information about Smart Money For Life.

Back From Sabbatical – Smart Money and a Second Wind!

It has been a very long time since my last post, but I am back now and ready to pick up where I left off.

I won’t bore you with the details, but I have been very busy building Smart Money For Life, my financial services business.  We’ve got new products and programs that we are very excited about.  They are all designed to give people the tools they need in today’s economy.

As we have been working with clients, we’ve been noticing more and more people that are trying to balance family and personal goals with financial realities.  An increasing number are taking on second jobs or starting a business or both.  Our response has been to reach out to anyone starting a second career as a business owner and offering business support.

To meet this need, we just launched Second Wind Coaching, which is our marketing training and coaching business.  Our primary focus is working with people starting a second career as a business owner in a traditional, network marketing, or MLM business.   So many people need the financial benefits from a business but have unrealistic expectations about immediate success.  It’s true for any business, but especially for MLMs, and they need to know the truth about the network marketing industry in order to get started the right way.

It’s great to be back!  I love inspiring people to achieve financial success and live with an abundance mentality!

Mortgage Modification Can be a New Beginning

The right kind of mortgage modification can be a true opportunity for families today.

Not all mortgage modifications are the same and the success rates have not been as high as economists had hoped.  In fact, a high percentage of modified mortgages are going into ‘re-default’.  The most likely group are those that did not have a change in monthly payment.  Modifications that resulted in a lower monthly payment were more than twice as likely to succeed.

Let’s back up.   What is mortgage modification?

Mortgage modification simply refers to the process of changing the terms of an existing mortgage.  The good things about it are that the mortgage company and the actual loan itself stay the same, it is not a refinance.  I guess the bad news is that sometimes the ‘modified’ loan is different from the original, but still not enough different to create an opportunity for the borrower.

Can I call my mortgage company and ask to renegotiate my loan?  YES.
It might be an upleasant and/or unrewarding experience, but yes you can.

Why mortgage modification and not refinancing?  Typically a lender will only consider a modification if the borrower can’t qualify for a refinance loan.  Mortgage modification is typically a last resort before foreclosure.

Compared to foreclosure, any modification looks good on the surface – at least it keeps the family in the house for a while longer.  In reality, if the final result is still foreclosure, even delayed foreclosure, the plan may not have been sound from the beginning.

The most successful mortgage modifications are those that are coupled with credit repair, debt reduction, and sound financial planning.  There are many thousands of success stories – people who have used the modification process to save their house and create a new beginning for themselves.

Professional Mortgage Modification produces the best results and is most likely to give a mortgage with a lower payment, one critical component when a family is truly trying to succeed and get back on their feet financially.   Put that together with Debt Reduction and Credit Repair and the odds of success improve dramatically because now there is a complete and balanced plan for financial success!

How to ride out a Recession

I guess it is official, we’re in a Recession.  It is official because the economists have declared it so.  Apparently the recession started in December 2007, so we’ve been in a recession for about 1 year now.

The good news is that it has felt like a recession for about a year.  It seem like I’ve personally been in a recession for about a year.  The economic news seemed like a recession for about a year.  So my radar is working.  In fact, most people’s radar is working.

The bad news is that the economy will likely get worse before it gets better.

The realistic perspective is even slightly closer to home.  If it feels like a recession, act like it; if the economic news is personally bad, we should behave as if we get it.  The larger economy, in most cases, won’t overwhelm my own personal economy in a positive or negative way.

What I mean is that we don’t need an economist to tell us that the US economy is in recession to decide to reign in our spending.  If I spend more money than I earn, even in a good economy, I will eventually fall into a personal recession and then….you guessed it, depression.

Ride out the recession with financial discipline.  Spend less than earnings, increase income, reduce debt, reduce lazy assets and develop a short and long-term plan.  For people that have already done this type of planning and belt tightening, then ‘stick to the plan’ is the order of the day.

For everyone else, the people most likely to ride out the recession financially intact are those that get started right now on a simple plan to turn things around.  That is why I started Smart Money For Life, to help people help themselves to financial health.

It is possible to thrive, even in a down economy.  And it’s not just about being frugal – there are many opportunities to actually increase income and earnings. For the forward thinkers, it is not enough to ‘ride out the recession’, it’s much more intelligent to decide to not participate in the recession at all!

Look for opportunities, start that second career as a business owner, turn your hobby into a business – think outside the box!  People are flocking to network marketing opportunities, spurred by the recession pressures, but also attracted to the many benefits of network marketing.  Robert Kiyosaki talks about the eight hidden values of a network marketing business, not counting making money.

If we employ personal financial discipline, educated planning, and look for positive opportunities, we won’t need an economist to tell us when the economy is out of recession.  In fact, there are many millionaires made in every single recession.  Recessions are a huge redistribution of wealth; a great deal of wealth changes hands, it doesn’t just disappear.  Most people will know the recession is over because they feel like they can loosen their belt; the rest will have created opportunities to end their personal participation in the recession long before belt loosening is popular!

Health is more valuable than money.

Thanks to all who have written and kept us in your prayers this past week while Melana had surgery.  The positive thoughts and energy must have worked!

No surgery is “minor” in my opinion, but her’s was at least in the ‘routine’ category.  That is always good news going in.   And the Doctor was upbeat with his post surgery report; another ‘routine’ report and ‘as good as can be expected’.   I’m OK with that.

One night in the hospital – shouldn’t be too bad.  Still in the routine range.  And just when it seems safe to relax….then things suddenly change!

Apparently the time it takes to ‘get the meds right’ can be somewhat enlightening.  Suddenly and terrifyingly enlightening, depending on your perspective.   During the routine getting the meds right step in the recovery process we found out about a previously unknown reaction to one of the meds.

During the next two or three hours, while we tried to keep Melana awake enough so that we could communicate the importance of regular breathing, I had some time to think.

Health is more valuable than money!  No kidding.  It’s easy to say, easy to get agreement on, even has kind of a nice ring to it.  But in reality it’s when I felt the truth of it that I really understood.   I had even heard people relate their feelings at their moment of truth and I still didn’t get it.

Really, we probably aren’t capable of intellectualizing that type of thing until we’ve felt it.  It must be true for a whole range of experiences.  And it must be especially true for experiences that involve those that are most dear to us.

Health, especially of those that are most dear, is more valuable than just about anything.  We have our health, and I am more grateful than ever.

For future reference, if you think you are having a ‘moment of truth’, here is a test:

Are You Frantically Trying to Making Deals with God?

You know…’I promise I’ll do this’ … or ‘I’ll never do that’ if you just get us through this ordeal?
One right after another?
What, on the off-chance your Higher Power was on break when you submitted your first deal?

Pretty scary.

Health is valuable…most people put out some pretty sweet deals to their Higher Power, that’s how we know it’s valuable.