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	<title>Smart Money For Life &#187; Family Financial Issues</title>
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	<link>http://smartmoneyforlife.com</link>
	<description>Improve your Financial Future starting Today!</description>
	<lastBuildDate>Tue, 22 Nov 2011 19:26:12 +0000</lastBuildDate>
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		<title>Body by Vi Challenge Beats Growth Expectations</title>
		<link>http://smartmoneyforlife.com/body-by-vi-challenge-growth</link>
		<comments>http://smartmoneyforlife.com/body-by-vi-challenge-growth#comments</comments>
		<pubDate>Tue, 22 Nov 2011 19:26:12 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Family Financial Issues]]></category>
		<category><![CDATA[General Business Issues]]></category>
		<category><![CDATA[Independent Business Issues]]></category>
		<category><![CDATA[Personal Financial Issues]]></category>
		<category><![CDATA[body by vi]]></category>
		<category><![CDATA[business owner]]></category>
		<category><![CDATA[visalus sciences]]></category>

		<guid isPermaLink="false">http://smartmoneyforlife.com/?p=179</guid>
		<description><![CDATA[<p>The Body by Vi Challenge continues to beat growth expectations, even after a full year of fast expansion!</p> <p></p> <p>Any growth in today&#8217;s economy is a good thing, and pretty rare.  Most industries aren&#8217;t growing at all!</p> <p>So double digit growth, month after month, for over a year &#8212; well that&#8217;s phenomenal.</p> <p>And that is [...]]]></description>
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		<title>Mortgage Modification Can be a New Beginning</title>
		<link>http://smartmoneyforlife.com/mortgage-modification-can-be-a-new-beginning</link>
		<comments>http://smartmoneyforlife.com/mortgage-modification-can-be-a-new-beginning#comments</comments>
		<pubDate>Wed, 10 Dec 2008 14:01:53 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Family Financial Issues]]></category>
		<category><![CDATA[Personal Financial Issues]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[personal financial]]></category>

		<guid isPermaLink="false">http://www.familyfinancialvalues.com/?p=109</guid>
		<description><![CDATA[<p>The right kind of mortgage modification can be a true opportunity for families today.</p> <p>Not all mortgage modifications are the same and the success rates have not been as high as economists had hoped.  In fact, a high percentage of modified mortgages are going into &#8216;re-default&#8217;.  The most likely group are those that did not [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to ride out a Recession</title>
		<link>http://smartmoneyforlife.com/how-to-ride-out-a-recession</link>
		<comments>http://smartmoneyforlife.com/how-to-ride-out-a-recession#comments</comments>
		<pubDate>Tue, 02 Dec 2008 13:38:48 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Family Financial Issues]]></category>
		<category><![CDATA[General economy]]></category>
		<category><![CDATA[business owner]]></category>
		<category><![CDATA[network marketing]]></category>
		<category><![CDATA[Personal Financial Issues]]></category>
		<category><![CDATA[second career]]></category>

		<guid isPermaLink="false">http://www.familyfinancialvalues.com/?p=107</guid>
		<description><![CDATA[<p>I guess it is official, we&#8217;re in a Recession.  It is official because the economists have declared it so.  Apparently the recession started in December 2007, so we&#8217;ve been in a recession for about 1 year now.</p> <p>The good news is that it has felt like a recession for about a year.  It seem like [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Do the Next Right Thing</title>
		<link>http://smartmoneyforlife.com/do-the-next-right-thing</link>
		<comments>http://smartmoneyforlife.com/do-the-next-right-thing#comments</comments>
		<pubDate>Fri, 07 Nov 2008 13:48:04 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Family Financial Issues]]></category>
		<category><![CDATA[General economy]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[Personal Financial Issues]]></category>

		<guid isPermaLink="false">http://www.familyfinancialvalues.com/?p=92</guid>
		<description><![CDATA[<p>Every once in a while I need to remind myself to &#8220;Do the Next Right Thing&#8221;.  A simple statement but very powerful; it serves to refocus my attention and reprioritize.  Everyone should use a similar tactic themselves.</p> <p>Usually it has a calming effect because I know that if I slow down and just follow my [...]]]></description>
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		<title>Cost of Higher Education Rising</title>
		<link>http://smartmoneyforlife.com/cost-of-higher-education-rising</link>
		<comments>http://smartmoneyforlife.com/cost-of-higher-education-rising#comments</comments>
		<pubDate>Thu, 30 Oct 2008 14:37:27 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Family Financial Issues]]></category>
		<category><![CDATA[college costs]]></category>
		<category><![CDATA[financial aid]]></category>
		<category><![CDATA[money for college]]></category>

		<guid isPermaLink="false">http://www.familyfinancialvalues.com/?p=67</guid>
		<description><![CDATA[<p>Be prepared for sharp increases in tuition at colleges across the country starting next year and for the trend to last for years!</p> <p>The cost of higher education is one of the most significant costs that families face.  Without a plan, Out Of Pocket Savings (OOPS) can be reduced faster than for any other expenditure [...]]]></description>
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		<title>Plan for College Expenses</title>
		<link>http://smartmoneyforlife.com/plan-for-college-expenses</link>
		<comments>http://smartmoneyforlife.com/plan-for-college-expenses#comments</comments>
		<pubDate>Mon, 27 Oct 2008 21:50:55 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Family Financial Issues]]></category>
		<category><![CDATA[college costs]]></category>
		<category><![CDATA[family finance]]></category>
		<category><![CDATA[financial planning]]></category>

		<guid isPermaLink="false">http://www.familyfinancialvalues.com/?p=60</guid>
		<description><![CDATA[<p>Paying for College is becoming more difficult and I wrote about the Perfect Storm recently.  Now let&#8217;s introduce the Perfect Solution for College Costs.</p> <p>Sharing the Burden:</p> Grants Gifts Scholarships Work Loans Money out of your own pocket, that you worked hard to earn and probably already paid taxes on <p>OK.  I got a little [...]]]></description>
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