Bullish on US Economy

Yes, I am bullish on our economy!  That doesn’t mean that I think it is good or that it is going to improve any time soon.  But I am a believer in free markets and still believe we have the best thing going in the USA!!!

Dose of Reality:

We are at the beginning of [...]

401k is Still a Good Idea

Stick to the plan!  If you’ve got a 401k, especially if your investment horizon is longer than 5 years, now is not the time to get jumpy.

I just read that GM is planning to stop matching some employee contributions to their 401k plans.  Add that to the fact that many 401k plans have taken [...]

College Costs Meet The Perfect Storm

The title of this entry doesn’t have anything to do with the weather, or a book, or even a movie.  What I’m talking about is even scarier for most families than the real The Perfect Storm, and it affects many thousands more people!  It affects every family facing the prospect of Paying for College in [...]

Share the Cost of College

Where are you going to get Money for College?

The cost of any college education is rising.  In fact,  college education costs are rising so fast they make inflation look like it is standing still.  Increases in income over the last few years have either been losing ground to inflation or barely keeping up.

Most [...]

Credit Score self-help

I received a question about a recent blog entry and wanted to answer it in more detail here.  Do I really need to hire someone else to repair my credit?  Can’t I do it myself?

The short answer is ‘Yes, you can do it yourself’.   Technically, everything that a credit repair service provider does is [...]

A Safe Place for your Money

It’s easy to see that we’ve got a financial crisis sweeping the globe, not just the US.  The big question on everyone’s mind is ‘What should I do with My Money?’.   Retirement savings are swinging wildly every day and we’re all wise to re-evaluate where our money is and how long it is going to [...]

Credit Score is critical now!

Your credit score is more important to your total financial health now than ever before!   Everyone wants a higher credit score, but not that many people really understand how pervasive credit scores really are.

What does a credit score affect?   Here is a starter list….I’ll add more later:

Home Loans – mortgages Home Equity [...]

Family Financial Values – startup

I’m Michael Wilson….welcome to my blog about Family Financial Values.  On this blog, you’ll find all kinds of things about financial issues that we all face everyday.

I plan to start out with personal issues but, since I am an independent businessman, I’ll branch out to other topics including business and commercial finance at times.

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