419.830.4104 prosper@smartmoney.life
Credit Repair Services
Smart Money System™ Credit Repair Services
Your credit score dictates the interest rate you pay on loans (i.e. mortgage & automobile), the rate you pay for insurance, and in some cases your career opportunities. Many reports are filled with errors that are bringing down your credit score. Our credit repair services were established to help you challenge and remove negative and incorrect marks on your credit report, increasing your levels to more acceptable by lenders. Below are some helpful key points to help you better understand your credit report:
80
The Percentage of Credit Reports with Significant Errors
650
Minimum Score for Getting Most Loans in America
100
The Amount of Points We Can Increase Your FICO Score
3
Results Can Be Seen In As Little As 3 to 6 Months
What is a FICO Score?
First introduced in 1989 by the Fair, Isaac, and Company, the FICO model is used by the vast majority of banks and creditor grantors, and is based on consumer credit files of the three national credit bureaus:
- Experian
- Equifax
- TransUnion
The image to the right represents how credit scores are created.
Create Your Financial Strategy Plan and Improve Your Credit Score
Looking for Additional Services?
Every financial situation is different. You may only need one of our services or you may need them all. Below is a list of the additional services that we offer.
Contact Information
1461 S. Reynolds Rd.
Toledo, Ohio 43615
Corporate Office
5577 Airport Hwy., Suite 200
Toledo, Ohio 43615
419.830.4104
About Smart Money
Smart Money Management creates, implements and manages practical plans for gaining control of your finances and setting you on the right path to getting out of debt.
Accreditation
