Your credit score dictates the interest rate you pay on loans (i.e. mortgage & automobile), the rate you pay for insurance, and in some cases your career opportunities. Many reports are filled with errors that are bringing down your credit score. Our credit repair services were established to help you challenge and remove negative and incorrect marks on your credit report, increasing your levels to more acceptable by lenders. Below are some helpful key points to help you better understand your credit report:
First introduced in 1989 by the Fair, Isaac, and Company, the FICO model is used by the vast majority of banks and creditor grantors, and is based on consumer credit files of the three national credit bureaus:
The image to the right represents how credit scores are created.