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Online Financial Resources

Recommended Financial Resources

Smart Money Management maintains many local relationships with professionals that may be helpful to your situation. We would be more than happy to introduce you to the financial resources that you may need. From attorneys to credit unions, we have the connections to get you on the right track. Schedule a FREE consultation with Smart Money Management today and we can assess your unique situation and get you on the right path to smart money for life.

Below are online financial resources from credit bureaus and the government that you may find helpful. If you have any questions do not hesitate to contact us, we would be more than happy to help you.

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Debt Relief Basics

Smart Money Management – Your Ultimate Debt Relief Resource

Credit Bureaus


Experian provides value-added information solutions to organizations and consumers.



TransUnion helps the consumer through educational tools and support to reach their credit goals.



Equifax enlightens, enables and empowers consumers to manage and protect their financial health.


Annual Credit Report

AnnualCreditReport.com allows you to request a free credit report once every 12 months.


Government Financial Resources


The Federal Citizen Information Center (FCIC) has been a trusted one-stop source for answers to questions about consumer programs and government services.



The Fair Credit Reporting Act (FCRA) is designed to promote accuracy used in consumer reports as prepared by The Consumer Reporting Agencies (CRAs) and to ensure the privacy of said information.



Fair Debt Collection Practices Act (FDCPA) seeks to eliminate abusive debt collection practices by debt collectors and promote consistent State action to protect consumers against debt collection abuses.


Close up of bankruptcy petition with calculator and pen

Bankruptcy Abuse Prevention and Consumer Protection Act of 2005  (BAPCPA) includes significant changes to American bankruptcy laws, affecting both consumer and business.