Judi has over 25 years of professional banking expertise that she uses to help people establish the right financial footing. During her Banking career, she personally helped customers and employees alike to live debt free.

Terence is a personal communications expert that has dedicated his career to helping and building up others. Terence specializes in creating and developing financial presentations for large groups. He also focuses his talents coaching clients one on one to enhance their personal financial growth.

Scott has served thousands of families over the past 20 years in the personal financial service industry. He has a vast knowledge of financial products and how to use them to serve people best.

Zahra comes to Smart Money with over 10 years of experience managing and developing companies. Her focus is on working behind the scenes to redirect and create new energy with clients to fuel their advancement towards a debt free life.

Erika is a graduate of Bowling Green State University with a degree in Media Business and a minor in Marketing. She is originally from Venezuela and speaks fluent Spanish. In her free time she enjoys running, hanging out with friends and family and watching movies.