The right kind of mortgage modification can be a true opportunity for families today.
Not all mortgage modifications are the same and the success rates have not been as high as economists had hoped. In fact, a high percentage of modified mortgages are going into ‘re-default’. The most likely group are those that did not have [...]
You should always be aware of your credit score and consistently work to keep it high. If you have a 750 or 800 score, you should check on it at least once a year just to make sure there are not any problems.
If you don’t have a 750 or higher credit score, you should probably [...]
I received a question about a recent blog entry and wanted to answer it in more detail here. Do I really need to hire someone else to repair my credit? Can’t I do it myself?
The short answer is ‘Yes, you can do it yourself’. Technically, everything that a credit repair service provider does is something [...]
Your credit score is more important to your total financial health now than ever before! Everyone wants a higher credit score, but not that many people really understand how pervasive credit scores really are.
What does a credit score affect? Here is a starter list….I’ll add more later:
Home Loans – mortgages
Home Equity Loans and Lines [...]