Mortgage Modification Can be a New Beginning

The right kind of mortgage modification can be a true opportunity for families today.

Not all mortgage modifications are the same and the success rates have not been as high as economists had hoped.  In fact, a high percentage of modified mortgages are going into ‘re-default’.  The most likely group are those that did not have [...]

Credit Scores – work to keep them high

You should always be aware of your credit score and consistently work to keep it high.   If you have a 750 or 800 score, you should check on it at least once a year just to make sure there are not any problems.

If you don’t have a 750 or higher credit score, you should probably [...]

Credit Score self-help

I received a question about a recent blog entry and wanted to answer it in more detail here.  Do I really need to hire someone else to repair my credit?  Can’t I do it myself?

The short answer is ‘Yes, you can do it yourself’.   Technically, everything that a credit repair service provider does is something [...]

Credit Score is critical now!

Your credit score is more important to your total financial health now than ever before!   Everyone wants a higher credit score, but not that many people really understand how pervasive credit scores really are.

What does a credit score affect?   Here is a starter list….I’ll add more later:

Home Loans – mortgages
Home Equity Loans and Lines [...]