Smart Money For Life » credit repair

Mortgage Modification Can be a New Beginning

Michael — Wed, 10 Dec 2008 14:01:53 +0000

The right kind of mortgage modification can be a true opportunity for families today.

Not all mortgage modifications are the same and the success rates have not been as high as economists had hoped. In fact, a high percentage of modified mortgages are going into ‘re-default’. The most likely group are those that did not [...]

Credit Scores – work to keep them high

Michael — Tue, 18 Nov 2008 15:49:28 +0000

You should always be aware of your credit score and consistently work to keep it high. If you have a 750 or 800 score, you should check on it at least once a year just to make sure there are not any problems.

If you don’t have a 750 or higher credit score, you should [...]

Credit Score self-help

Michael — Fri, 17 Oct 2008 18:32:57 +0000

I received a question about a recent blog entry and wanted to answer it in more detail here. Do I really need to hire someone else to repair my credit? Can’t I do it myself?

The short answer is ‘Yes, you can do it yourself’. Technically, everything that a credit repair service provider does is [...]

Credit Score is critical now!

Michael — Wed, 15 Oct 2008 14:10:30 +0000

Your credit score is more important to your total financial health now than ever before! Everyone wants a higher credit score, but not that many people really understand how pervasive credit scores really are.

What does a credit score affect? Here is a starter list….I’ll add more later:

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