Not all mortgage modifications are the same and the success rates have not been as high as economists had hoped.  In fact, a high percentage of modified mortgages are going into ‘re-default’.  The most likely group are those that did not [...]]]> http://smartmoneyforlife.com/mortgage-modification-can-be-a-new-beginning/feed 0 http://smartmoneyforlife.com/a-safe-place-for-your-money http://smartmoneyforlife.com/a-safe-place-for-your-money#comments Thu, 16 Oct 2008 17:39:14 +0000 Michael http://www.familyfinancialvalues.com/?p=15 It’s easy to see that we’ve got a financial crisis sweeping the globe, not just the US.  The big question on everyone’s mind is ‘What should I do with My Money?’.   Retirement savings are swinging wildly every day and we’re all wise to re-evaluate where our money is and how long it is going to [...]]]> http://smartmoneyforlife.com/a-safe-place-for-your-money/feed 2 http://smartmoneyforlife.com/credit-score-is-critical-now http://smartmoneyforlife.com/credit-score-is-critical-now#comments Wed, 15 Oct 2008 14:10:30 +0000 Michael http://www.familyfinancialvalues.com/?p=12 Your credit score is more important to your total financial health now than ever before!   Everyone wants a higher credit score, but not that many people really understand how pervasive credit scores really are.

What does a credit score affect?   Here is a starter list….I’ll add more later:

I plan to start out with personal issues but, since I am an independent businessman, I’ll branch out to other topics including business and commercial finance at times.